New Legislation on Credit Cards

Week 3 Research Assignment ARTICLE 1 There has been overbold legislation to protect college students from high interest rates on credit cards. This new legislation protects college students from having their interest rates elevated unless they are more than sixty long time past overdue and then they must hurt forty five days notice. Without a cosigner the students credit is restricted and they must have approval of the cosigner for a raise in the rates. This is at least a start to help student behave their finances responsibly and to discourage borrowing that may not be practiced in the long run. Silver-Greenburg (2009). I clear-cut to use this article because I believe that colleges and other businesses that run to students sometimes target them and encourage them to spend more bills than they have to spend. ARTICLE 2 Credit reports are utilise for more than just get credit. Credit reports are sometimes used by prospective employers in their hiring process. This is a give that some people feel is unfair but on the job(p) to protect a persons credit rating is a musical mode to increase ability to be hired by a company. There is legislation being considered to put more restrictions on this practice. Many people feel that this is a type of discrimination.

HRfocus(2010) It could descriminate against someone who is qualified for a job and would be a good employee but may be have been unemployed or had other things happen to them that has nothing to do with their ability to do the job. I chose this article because I think that there is a potential for this to become a real problem in the economy we have today. I have been unemployed for a while. I chose to go back to school to open up more choices for a career for myself. I could see myself getting caught up in the same situation. ARTICLE 3 Managing coin correctly is important for anyone but it can be diametric for a man than it is for a woman. There are many a(prenominal) things to consider.Women can make less than men in accredited jobs,... If you want to get a full essay, order it on our website: Orderessay

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